Bridge Loans

Fast, short-term financing to bridge gaps in funding for time-sensitive commercial real estate opportunities.

Bridge loans provide quick, temporary financing to help investors seize time-sensitive opportunities or transition between permanent financing solutions. These short-term loans are ideal when you need capital quickly to purchase a property, complete renovations, or refinance into permanent financing.

Key Benefits of Bridge Loans

Fast Approval

Get approved and funded in as little as 5-10 business days, perfect for competitive markets.

Flexible Terms

Loan terms typically range from 6 to 24 months with interest-only payment options available.

Asset Based

Underwriting focuses on property value and exit strategy rather than extensive financial documentation.

Exit Flexibility

Transition to permanent financing, sell the property, or refinance when the time is right.

Common Uses for Bridge Loans:

  • Purchasing properties in competitive markets where speed is critical
  • Funding renovations before refinancing into permanent debt
  • Covering short-term capital needs while waiting for permanent financing
  • Bridging the gap between property sales and new acquisitions
  • Resolving property issues before qualifying for traditional financing

Bridge loans typically have higher interest rates than permanent financing but provide crucial flexibility and speed. A clear exit strategy is essential—whether through refinancing, property sale, or securing long-term financing.