Equipment Financing
Finance business equipment and machinery with flexible terms that preserve your working capital and match the life of your assets.
Equipment financing enables businesses to acquire the tools, machinery, and technology they need without depleting cash reserves. Whether you're purchasing new equipment, upgrading existing assets, or refinancing equipment you already own, we offer competitive rates and terms structured to match your business needs.
Key Benefits of Equipment Financing
Preserve Capital
Avoid large upfront costs and keep your working capital available for operations and growth.
Tax Benefits
Equipment financing may offer tax advantages including Section 179 deductions and depreciation benefits.
Flexible Terms
Choose from terms up to 10 years with payment structures that align with equipment usage and cash flow.
Competitive Rates
The equipment itself serves as collateral, often resulting in more favorable interest rates.
Equipment We Finance:
- Construction and heavy equipment
- Manufacturing machinery and tools
- Medical and healthcare equipment
- Restaurant and food service equipment
- Technology and computer systems
- Vehicles and transportation equipment
Equipment financing typically requires minimal down payment (0-20%) and can be structured as either a loan or lease. Your monthly payments may be tax-deductible as a business expense. Consult with your tax advisor for specific benefits.