VA Home Loan
Are you a military service member or veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help you achieve homeownership.
VA loans are one of the most powerful benefits available to veterans, active-duty service members, and eligible spouses. With no down payment requirement and competitive interest rates, VA loans make homeownership more accessible for those who have served our country.
Exclusive VA Loan Benefits
No Down Payment
Purchase a home with 0% down payment, making it possible to buy without years of saving.
No PMI Required
Unlike conventional loans, VA loans don't require private mortgage insurance, saving you money every month.
Competitive Rates
VA loans typically offer lower interest rates than conventional loans, reducing your monthly payment and total cost.
Flexible Credit
More lenient credit requirements make it easier to qualify, even with past financial challenges.
Who is Eligible for a VA Loan?
- Active-duty service members who have served for at least 90 consecutive days
- Veterans who meet minimum service requirements
- National Guard and Reserve members with qualifying service
- Surviving spouses of service members who died in service or from service-related disabilities
Certificate of Eligibility
To use a VA loan, you'll need to obtain a Certificate of Eligibility (COE) from the Department of Veterans Affairs. Our team can help you through the process of obtaining your COE and applying for your VA home loan.