Fix and Flip Financing
Access the funding you need to purchase and renovate properties quickly, maximizing your profit potential in the fix-and-flip market.
Fix and flip financing provides real estate investors with the capital to purchase distressed properties, fund renovations, and profit from resale. Our hard money and private lending options offer fast approvals, flexible terms, and funding based on the property's after-repair value (ARV) rather than just current condition.
Key Benefits of Fix and Flip Loans
Quick Funding
Get approved and funded in 7-14 days, allowing you to act fast on investment opportunities.
High Leverage
Finance up to 90% of purchase price and 100% of renovation costs based on ARV.
Renovation Funding
Access construction draws to fund renovations as work progresses on your project.
Flexible Terms
Short-term loans (6-24 months) with interest-only payments to maximize your cash flow.
Ideal Investment Properties:
- Single-family homes needing cosmetic or structural repairs
- Distressed properties purchased below market value
- Foreclosures, short sales, and auction properties
- Properties in up-and-coming neighborhoods with high appreciation potential
- Multi-family properties (2-4 units) suitable for renovation and resale
Fix and flip loans are evaluated based on property ARV, renovation budget, and investor experience. Rates are higher than traditional mortgages but provide the speed and flexibility needed for profitable flips. Have a clear exit strategy in place before closing.