Multi-Family Property Financing
Specialized financing for apartment buildings, condominiums, and multi-unit residential investment properties.
Multi-family property financing provides investors with the capital to acquire, refinance, or renovate apartment buildings and other multi-unit residential properties. Our DSCR (Debt Service Coverage Ratio) loans focus on the property's income-generating potential rather than personal income, making them ideal for real estate investors.
Key Benefits of Multi-Family Financing
Cash Flow Based
Qualify based on property income rather than personal income, perfect for portfolio growth.
Build Wealth
Multi-family properties provide consistent rental income and long-term appreciation potential.
Flexible Terms
Choose from 5 to 30-year terms with both fixed and adjustable rate options available.
Various Sizes
Finance properties from small duplexes to large apartment complexes with 100+ units.
Property Types We Finance:
- Apartment buildings (5+ units)
- Small multi-family properties (2-4 units)
- Condominium complexes
- Mixed-use properties with residential units
- Student housing and senior living facilities
Multi-family properties are evaluated based on DSCR (typically 1.20 or higher), occupancy rates, and property condition. Down payments typically range from 20-30% depending on property type and investor experience.