Multi-Family Property Financing

Specialized financing for apartment buildings, condominiums, and multi-unit residential investment properties.

Multi-family property financing provides investors with the capital to acquire, refinance, or renovate apartment buildings and other multi-unit residential properties. Our DSCR (Debt Service Coverage Ratio) loans focus on the property's income-generating potential rather than personal income, making them ideal for real estate investors.

Key Benefits of Multi-Family Financing

Cash Flow Based

Qualify based on property income rather than personal income, perfect for portfolio growth.

Build Wealth

Multi-family properties provide consistent rental income and long-term appreciation potential.

Flexible Terms

Choose from 5 to 30-year terms with both fixed and adjustable rate options available.

Various Sizes

Finance properties from small duplexes to large apartment complexes with 100+ units.

Property Types We Finance:

  • Apartment buildings (5+ units)
  • Small multi-family properties (2-4 units)
  • Condominium complexes
  • Mixed-use properties with residential units
  • Student housing and senior living facilities

Multi-family properties are evaluated based on DSCR (typically 1.20 or higher), occupancy rates, and property condition. Down payments typically range from 20-30% depending on property type and investor experience.