It’s easy to get caught up in the idea of waiting for the perfect moment to make your move – especially in today’s market. Maybe you’re holding out and hoping mortgage rates will drop, or that home prices will fall.…
Zero-down mortgages allow homebuyers to finance 100% of a home's purchase price without a down payment.Popular zero-down mortgage options include VA, USDA loans, and physician mortgages for eligible buyers.
Some HighlightsWondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead.Mortgage rates are projected to come down slightly. Home prices are forecast to rise in most areas. And, there will…
Refinancing replaces your mortgage with a new one, often offering different interest rates or payoff schedules.Reasons to Refinance Lower interest rates. Switch loan type or term. Access equity or remove mortgage insurance.
There’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so important right now.What Is Pre-Approval?Pre-approval is like getting a green…
Are you hesitant to sell your house because you’re worried no one’s buying with rates and prices where they are right now? Here’s some perspective that can help.The market actually isn’t at a standstill. While there weren’t as many sales…
Mortgage rates below 3% are unlikely, as they were driven by an economic crisis in 2020. Expect mortgage rates to drop below 6% by early 2025. Could rates fall under 5%?
Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit…
Improving energy efficiency in commercial properties is essential for reducing costs and environmental impact. Key strategies include conducting energy audits to identify inefficiencies, upgrading to high-efficiency heating systems like heat interface units (HIUs), optimizing lighting with LED bulbs and motion…
Have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer),…
