USDA Home Loans

Offering zero down USDA mortgages with less restrictive credit requirements in USDA eligible areas.

(866) 655-0466

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About USDA Rural Housing Loans

Did you know it’s possible to purchase a new home with zero down payment? USDA Rural Housing Loans offer up to 100 percent financing for low to moderate income borrowers in eligible rural areas. This program is intended to make home buying more affordable in less populated parts of the United States.

Competitive mortgage rates and less restrictive requirements when compared to many other programs open the door to home ownership for many across the country.

Call us today for a free consultation and to see if you may qualify – (866) 655-0466

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Benefits of a USDA Mortgage

Borrowers can take advantage of 100% mortgage financing at competitive fixed interest rates with USDA home loans from Mid America Mortgage, Inc. Credit score requirements are less restrictive than most conventional home loan programs. USDA loans also offer a single upfront mortgage insurance premium which may be financed.

Talk to one of our mortgage professionals for check income and property eligibility.

(866) 655-0466

Additional Features Include

  • Borrow up to 100% of the purchase price or property value.
  • Fixed interest rates with consistent monthly payments.
  • Insured by the USDA, which allows the borrower to receive improved terms and pricing.
  • Single upfront mortgage insurance premium that may be financed – no monthly mortgage insurance.
  • Also available for refinancing. Homeowners with an existing USDA mortgage may be eligible for a Streamlined Refinance, offering a simpler process with fewer fees.
  • Additional terms and conditions may apply. Contact us for details.
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Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001

Call Mid America Mortgage, Inc.
Toll Free: (866) 655-0466

Join the TEAM

At Mid America Mortgage, Inc. we’re always looking for talented mortgage professionals to join our growing team. We’re an Equal Opportunity Employer offering a highly competitive compensation and benefits package. 

Visit our CAREERS PAGE for more information. 

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Mid America Mortgage, Inc., NMLS 150009 ( is an equal opportunity lender, Arizona Lic BK 091759; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.