Home Loan Programs
Research which mortgage program maybe right for your situation.
(866) 655-0466
Finding the Right Program for You!
At City 1st Mortgage we offer a wide variety of home loan programs to meet the needs of our clients. Below you can learn more about our home loan programs.
If you have any questions, please call us toll-free at (866) 655-0466
Low & Zero Down Options
Low and no money down financing including FHA, VA, USDA, and conventional loans.
Conventional Loans
Great rates on our conventional mortgage programs. Down payments starting as low as 3%.
VA Loans for the Military
No money down VA loan financing for eligible veterans and active duty military.
Renovations Loans
Purchase or refinance a home and roll in the costs of eligible repairs and renovations with a 203K renovation loan.
First Time Home Buyers
Explore a variety of low and no money down home loan options popular with first time home buyers.
Self Employed Borrowers
Our bank statement program is designed for self employed borrowers. No tax returns, W2s, or K-1s are needed.
Jumbo Loans for Larger Amounts
Great rates and programs for non-conforming jumbo loans. We even have a 5% down jumbo option!
Rental Property Loans
Financing options for 1-4 unit investment properties at highly competitive rates.
Condo Financing
Variety of condo loan solutions including low and no money down, conventional, and jumbo loans.
New Doctor Loan Program
Physician home loan program designed for new doctors, dentists, optometrists, and oral surgeons.
Disaster Recovery Loans
FHA 203(H) loan program for people whose homes where damaged or destroyed in a natural disaster.
Have questions? Let’s talk. Call (866) 655-0466 for a free consultation.
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City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic BK 091759; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732.