Flexible low money down financing designed for first time home buyers.

(866) 655-0466

(866) 655-0466

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Freddie Mac’s HomeOne Program

We are pleased to offer Freddie Mac’s HomeOne loan program to eligible first time home buyers. This program gives borrowers the ability to put down as little as 3% toward their home purchase. And unlike USDA loans and some other low down payment products, HomeOne has no geographic or income restrictions.

At Mid America Mortgage, Inc. we offer a variety of low and no money down financing solutions including FHA, VA, USDA, HomeOne, HomeReady, and Home Possible loans, Not sure which one is right for you? We can help you sort through your options.

Call us today for a free consultation – (866) 655-0466

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Why HomeOne?

Most conventional loan programs require at least 5%-20% down and product like USDA loan are limited to USDA approved areas of limit the amount someone may earn in order to qualify. With HomeOne, first time home buyers can finance up to 97% of a home’s value without any geographic of income restrictions.

Ready to learn more? Call us today for a free consultation.

(866) 655-0466

Additional Features Include

  • Home buyer education is required
  • 1 unit properties only
  • Fixed rate loans
  • Allowed property types in include single family homes, townhomes, warrantable condos, modular homes, homes in planned unit developments (PUDs), 1-unit co-ops, and some manufactured homes.
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Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001

Call Mid America Mortgage, Inc.
Toll Free: (866) 655-0466

Join the TEAM

At Mid America Mortgage, Inc. we’re always looking for talented mortgage professionals to join our growing team. We’re an Equal Opportunity Employer offering a highly competitive compensation and benefits package. 

Visit our CAREERS PAGE for more information. 

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Mid America Mortgage, Inc., NMLS 150009 (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic BK 091759; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.