City 1st Mortgage offers flexible low money down financing designed for first time home buyers. Find out how much home you can afford right NOW!

(866) 655-0466

Freddie Mac’s HomeOne Program

We are pleased to offer Freddie Mac’s HomeOne loan program to eligible first time home buyers. This program gives borrowers the ability to put down as little as 3% toward their home purchase. And unlike USDA loans and some other low down payment products, HomeOne has no geographic or income restrictions.

At City 1st Mortgage we offer a variety of low and no money down financing solutions including FHA, VA, USDA, HomeOne, HomeReady, and Home Possible loans.  Many can also be used with Down Payment Assistance.  Not sure which one is right for you? We can help you sort through your options.

Call us today for a free consultation – (866) 655-0466

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Why HomeOne?

Most conventional loan programs require at least 5%-20% down and products like USDA loan are limited to USDA approved areas of limit the amount someone may earn in order to qualify. With HomeOne, first time home buyers can finance up to 97% of a home’s value without any geographic of income restrictions.

Ready to learn more? Call us today for a free consultation.

(866) 655-0466

Additional Features Include

  • Home buyer education is required
  • 1 unit properties only
  • Fixed rate loans
  • Allowed property types in include single family homes, townhomes, warrantable condos, modular homes, homes in planned unit developments (PUDs), 1-unit co-ops, and some manufactured homes.

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City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

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