Buy a home today with as little as 3% down with HomeReady. Down payments & closing  costs can come from multiple sources including gift funds & grants.

(866) 655-0466

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The HomeReady Program

We offer a variety of low and no money down home financing solutions including Fannie Mae’s HomeReady. With the HomeReady program, borrowers may finance up to 97% of the value of a home. The cash needed to cover closing costs and the 3% down payment may come from multiple sources including gift funds (e.g. parents), grants, and Community Seconds.

No minimum personal funds are required!

Not sure if HomeReady is right for you? We can help you explore this program and discuss other low and no money down financing options.

Call us today for a free consultation – (866) 655-0466

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Why Choose HomeReady?

With HomeReady, you can put down as little a 3%. The cash needed for the down payment and closing costs can come from multiple sources. And, unlike many other low and zero down options, borrowers may be able to cancel their mortgage insurance (MI) once they’ve reached 20% equity.

Low down payments, flexible funds, and the ability to cancel mortgage insurance… that’s why to consider HomeReady.

Want to learn more and hear about other low and zero down options? Call us today for a free consultation.

(866) 655-0466

Additional Features Include

  • 3% minimum down payment
  • Cash for down payment and closing costs may come from multiple sources including gift funds, grants, and Community Seconds
  • 680 Minimum credit score required fro HomeReady. If your score is lower than 680, contact us to discuss other options that allow for lower credit
  • May be able to cancel  mortgage insurance with 20% equity
  • No geographic restrictions on loan amounts
  • Borrowers DO NOT need to be first time home buyers

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Contact Us

Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001

Call Mid America Mortgage, Inc.
Toll Free: (866) 655-0466

Join the TEAM

At Mid America Mortgage, Inc. we’re always looking for talented mortgage professionals to join our growing team. We’re an Equal Opportunity Employer offering a highly competitive compensation and benefits package. 

Visit our CAREERS PAGE for more information. 

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Mid America Mortgage, Inc., NMLS 150009 (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic BK 091759; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.