Fresh Start Home Loan

Is a past bankruptcy or foreclosure preventing you from getting a mortgage? With our Fresh Start Program, borrowers may qualify just 1-day out of bankruptcy, foreclosure,  or short sale.

(866) 655-0466

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About Fresh Start

The Fresh Start Program is designed to help borrowers who have had a past credit event such as a foreclosure, bankruptcy, or short sale and may not qualify for a traditional mortgage. Borrowers must prove their ability to repay a mortgage and have a minimum credit score of at least 580.

With no seasoning requirements, borrowers may qualify just 1-day out of foreclosure, bankruptcy, deed-in-lieu, mortgage charge-off, or short sale.

Call us today for a free consultation – (866) 655-0466

Request Information on Fresh Start

Why Fresh Start?

If you’ve been turned down for a traditional mortgage due to a past bankruptcy, foreclosure or other past credit event, then the Fresh Start Program may be the solution to your home financing needs.

With Fresh Start, borrowers may finance up to 85% of the value of the home. The minimum FICO score is 580 and loan amounts range from $100K-$1M.

Ready to learn more? Call today for a free consultation.

(866) 655-0466

Additional Features Include

  • Up to 85% financing with no mortgage insurance
  • No mortgage or rental pay history is required
  • Minimum credit score of 580
  • Loan amounts $100,000-$1,000,000
  • Non warrantable condos OK
  • Gift funds from family members are allowed to cover the down payment
  • Fixed rate and adjustable rate options
  • Available for primary residences and second homes
  • Additional terms and conditions may apply. Call for details.

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Contact Us

Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001

Call Mid America Mortgage, Inc.
Toll Free: (866) 655-0466

Join the TEAM

At Mid America Mortgage, Inc. we’re always looking for talented mortgage professionals to join our growing team. We’re an Equal Opportunity Employer offering a highly competitive compensation and benefits package. 

Visit our CAREERS PAGE for more information. 

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Mid America Mortgage, Inc., NMLS 150009 ( is an equal opportunity lender, Arizona Lic BK 091759; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.