First Time Buyers

City 1st Mortgage offers a variety of low and no money down financing programs to help first time home buyers.

(866) 655-0466

Mortgages for First Time Buyers

Buying a first home is extremely exciting, and we are here to make financing this purchase a little less daunting. We have a wide selection of mortgage products to choose from including low and no money down payment programs.

We can help you explore your options and get you prequalified in a matter of minutes. A prequalification will help you determine which price range to focus on, and improves the strength of an offer and negotiating power when that perfect home is found.

Call us today for a free consultation –  (866) 655-0466

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First Time Buyer Home Loans

When buying a first home it’s important to work with professionals you can count on, and put your trust in. Our loan originators are experienced, knowledgeable, and understand that a mortage loan is so much more than just a financial transaction. We will be there every step of the way, and will celebrate along with you when it’s time to move into your new home!

Give us a call today to ask any questions you might have, learn about available programs which are well suited for first time buyers, and get a quote for current mortgage rates.

Call us today at (866) 655-0466

Popular Programs for 1st Time Buyers

  • USDA Rural Housing Loans – $0 down program
  • VA Loans – $0 down program for eligible veterans and military
  • FHA Loans – 3.5% minimum down program
  • HomeReady – 3% minimum down program
  • Home Possible – 3% minimum down program
  • HomeOne – 3% minimum down program
  • 203K Renovaton Loans – 3.5% down program, may finance eligible improvements into loan amount
  • With many of these programs gift funds and seller contributions can be used to cover down payments and closing cost expenses
  • Down payment assistance programs and community second mortgages may be available in certain areas
  • Additional terms and conditions may apply. Contact us for details.

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City 1st Mortgage Services, LLC. ( is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

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