FHA Home Loans
Get low money down financing and great rates with less restrictive credit guidelines from City 1st Mortgage!
Get an FHA Loan Today
FHA mortgages are one of the most popular home financing options for first time and repeat home buyers alike. The extremely low down payment, as low as 3.5 percent, can make it much easier to purchase a new home.
FHA loans are excellent for refinancing as well. Even homeowners without a lot of equity in their properties may be able to lower their interest rates, lower their monthly payment, or switch to a program that will better meet their needs with an FHA refinance.
Call us today for a free consultation and to see if you may qualify – (866) 655-0466
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The Benefits of an FHA Loan
FHA loans offer lower down payments and less restrictive credit score requirements when compared to many conventional loan programs. Plus, we offer FHA 203K loans allow borrowers to finance the cost of eligible home improvements into the loan amounts.
For those looking to refinance, FHA cash-out financing allows borrowers to tap into a higher portion of their equity than other conventional options. FHA streamline refinancing is a low cost option for those looking to lower their monthly payment or shorten the term of the loan.
Ready to learn more? Call us today for a free consultation.
Additional Features Include
- Low minimum down payment (3.5%)
- Competitive interest rates
- FHA mortgages can be easier to qualify for when compared to some other home loan products currently available.
- Sellers may be able to pay some or all of the closing costs
- Down payment and closing costs may be covered with a gift
- Additional terms and conditions may apply. Contact us for details.
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City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.