Physician Home Loan Program

Designed for doctors, dentists, optometrists, and oral surgeons who will be finishing their training or have practiced for less than one year.

(866) 655-0466

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Doctor Home Loans

We are pleased to offer financing assistance for doctors, dentists, optometrists, and oral surgeons who will soon be finishing their training or have been practiced for less than one year.

Under our New Physician Loan Program, student loans that will be deferred for at least 12 months after the closing date will not be counted as part of the borrower’s debt-to-income ratios. Plus, future earning are factored into the application making it easier to qualify!

Call us today for a free consultation and to see if you may qualify – (866) 655-0466

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Note: We also have great conventional and jumbo programs for physicians who have been practicing for over a year.

Doctor Loan Program Highlights

Our Doctor Loan program offers a low down payment solution for purchasing property to be used as a primary residence. Borrowers may also use the program to refinance to a lower interest rate (no cash out refinancing is allowed).

If you would like to learn more about our Physician Loan Program, please complete the form above or call us today!

(866) 655-0466

Additional Features Include

  • Minimum 720 FICO score required
  • 30 year fixed rate mortgages and 7/1 adjustable rate mortgage (ARM) options
  • Low down payment solutions
  • Primary residences only
  • Lender and borrower paid mortgage insurance allowed

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Contact Us

Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001

Call Mid America Mortgage, Inc.
Toll Free: (866) 655-0466

Join the TEAM

At Mid America Mortgage, Inc. we’re always looking for talented mortgage professionals to join our growing team. We’re an Equal Opportunity Employer offering a highly competitive compensation and benefits package. 

Visit our CAREERS PAGE for more information. 

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Mid America Mortgage, Inc., NMLS 150009 (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic BK 091759; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.