Tips for a Smooth Home Selling Experience | #CityFirstMortgage
Being well-prepared with a conveyancer and mortgage lined up can help avoid delays. Working with estate agents ensures your home is priced correctly and presented well for buyers.
Ways to lower your homeowners insurance
Home insurance rates are increasing significantly, with a 23% rise last year and a 55% increase since 2019. Factors contributing to this trend include severe weather events and inflation, which raise repair costs. Homeowners can lower premiums by raising deductibles,…
How to get a mortgage interest rate below 6% now
Homebuyers can secure a mortgage interest rate below 6% by following three strategies. First, consider buying mortgage points, which can lower the rate but require an upfront fee. Second, an adjustable-rate mortgage with a 3/1 framework can offer a rate…
What to Consider When Buying a Second Home | #CityFirstMortgage
Buying a second home today is more challenging due to rising property values and higher interest rates. Decide whether the second home will be for personal use or rented, impacting financial returns significantly.
How Will 6% Mortgage Rates Affect the 2025 Market? | #CityFirstMortgage
Experts predict 3 Fed rate cuts in 2024, with more cuts in 2025, potentially lowering rates by 1.5 percentage points. Experts predict mortgage rates could decrease to 6% by the end of 2025.
Why Is Fall the Perfect Season for Homebuyers? | #CityFirstMortgage
Fall sees fewer homebuyers, reducing competition and easing the purchasing process. Home prices often drop in the fall, benefiting buyers with potential savings.
