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Outdoor Upgrades That Pay Off: Expert Tips! | #CityFirstMortgage

Land Clearing Benefits – Improves curb appeal – Easier upkeep with cleared land – Increases property value and usability Forestry Mulching Advantages – Cost-effective for clearing small vegetation – Preserves roots, reducing erosion risks – Creates a "park-like" backyard scene

Tips for Turning a Fixer-Upper Into Dream Home | #CityFirstMortgage

Evaluate the fixer-upper's potential by considering the location and identifying any hidden structural issues through inspection.Ensure the existing layout and foundation align with your vision, focusing on homes that need mainly cosmetic changes.

30-Year vs. 40-Year Mortgage: Which Is Right for You? | #CityFirstMortgage

30-Year vs. 40-Year mortgage impacts monthly payments and total interest paid significantly. Monthly Payment Comparison $350K mortgage at 7.25%: – 30-Year: $2,388/month – 40-Year: $2,238/month – Difference: $150/month

How to Get a Mortgage After Bankruptcy and Foreclosure

Losing a home to foreclosure or declaring bankruptcy can significantly impact your finances and well-being, but recovery is possible. Key steps include reviewing credit reports for accuracy, rebuilding credit by paying bills on time, and maintaining a steady income. After…

Essential Tips to Solve Common Home Problems Quickly | #CityFirstMortgage

Home Improvement Tools – Ceiling fan cleaner easily traps dust – Weeder tool removes weeds without bending – Dual showerhead ensures adjustable water flow – Long-reach bulb changer for high ceilings Organization Solutions – Labels for organizing sheets and linens…

Want to refinance your FHA loan? Here are 4 options.

Refinancing an FHA loan can help homeowners achieve various financial goals beyond just lowering interest rates. Options include FHA Streamline, Simple, cash-out, and 203(k) loans, each with specific requirements. Homeowners may refinance to reduce monthly payments, fund renovations, switch loan…

Home Inspection Checklist Every Buyer Needs! | #CityFirstMortgage

Roof Inspection – Look for signs of damage or aging – Conduct up-close assessments, not just visual checks – Ensure no unforeseen expenses post-purchase – Verify roof and structural warranties Foundation and Structure – Look for cracks, settling, or moisture…

12 Unconventional Ways to Lower Your Mortgage Payment

Mortgages have increased, impacting monthly budgets. Ways to lower mortgage payments include making a bigger down payment, reducing homeowner’s insurance costs, recasting the mortgage, making bi-weekly payments, refinancing, getting a property tax assessment, negotiating a lower interest rate, downsizing, applying…

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