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If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on…
Some HighlightsIf you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.As more buyers re-enter the market,…
No matter how you slice it, buying or selling a home is a big decision. And when you’re going through any change in your life and you need some guidance, what do you do? You get advice from people who…
If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s…
Buying your first home is a big, exciting step and a major milestone that has the power to improve your life. As a first-time homebuyer, it’s a dream you can make come true, but there are some hurdles you’ll need…
Some HighlightsIf you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes.They may better fit your budget, can help you start building equity, and…
Chances are at some point in your life you’ve heard the phrase, home is where the heart is. There’s a reason that’s said so often. Becoming a homeowner is emotional.So, if you’re trying to decide if you want to keep…
Homeownership is a major part of the American Dream. But, the path to achieving this dream can be quite difficult. While progress has been made to improve fair housing access, households of color still face unique challenges on the road…
Some HighlightsIn today’s housing market, you can still come out on top if you have the right team and plan.To win when buying a home, you need to build your team, make strategic plays, consider what’s in and out of…
On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024.What Pre-Approval IsAs…
![The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]](https://www.richardsonlending.com/wp-content/uploads/2024/03/The-First-Step-Getting-Pre-Approved-for-a-Mortgage-KCM-Share.png)
![Achieve Your Dream of Homeownership with Condos and Townhomes [INFOGRAPHIC]](https://www.richardsonlending.com/wp-content/uploads/2024/02/20240216-Achieve-Your-Dream-of-Homeownership-with-Condos-and-Townhomes-KCM-Share.png)
![Winning Plays for Buying a Home in Today’s Market [INFOGRAPHIC]](https://www.richardsonlending.com/wp-content/uploads/2024/02/Winning-Plays-for-Buying-a-Home-in-Todays-Market-KCM-Share.png)
