Some HighlightsMore homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.Without an agent’s help, tackling pricing, staging and repairs, paperwork,…
Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options.
Planning to buy a home soon? Why not go for something brand-new? Because data shows a lot more buyers are seeing the appeal of new home construction these days – and you may find out it’s what you want too.The…
1. Reduces total mortgage amount, lowering monthly payments 2. Avoids Private Mortgage Insurance if down payment is 20% or more 3. Replace current loan with lower interest rate for reduced monthly payments 4. Refinancing costs apply, so calculate long-term savings
There’s no doubt that owning a home comes with significant financial benefits. And this time of year is a great time to reflect on the other reasons why owning a home is so meaningful.A house is more than four walls…
Low down-payment mortgages allow homeownership with as little as 3% down but come with mortgage insurance costs.Private mortgage insurance (PMI) protects lenders if borrowers default, required with conventional loans under 20% down.
Have you ever thought about packing up and moving to be closer to the people who mean the most to you? Maybe you’re tired of long drives to see your family or wish your kids could spend more time with…
Building equity in your house is one of the biggest financial advantages of homeownership. And right now, homeowners across the country are sitting on record amounts of it.Here’s a look at how that equity could be a game changer for…
When you sell your house, ideally, you want it to go something like this: your house sells for top dollar, you get it sold quickly, and it all goes down without a hitch.But what many people don’t realize is that…
If current rates are significantly below your existing mortgage rate, refinancing may reduce your payments. A higher credit score could qualify you for better terms, lowering monthly payments or overall interest.
