Bank Statement Loans

Self employed? Qualify for a mortgage with City 1st Mortgage using personal and/or business bank statements instead of W2s or tax returns.

(866) 655-0466

Bank Statement Home Loan Program

If you’re like many self employed borrowers, it can be difficult for qualify for a mortgage using traditional income verification methods.

We offer a mortgage program that allows you to use personal bank statements rather than tax returns, K-1s, or W2s to qualify.

Call us today for a free consultation and to see if you may qualify – (866) 655-0466

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Bank Statement Programs

We offer a number of financing options designed for self employed borrowers and others who may have difficulty documenting their income from W2s, tax returns, and K-1s.

Contact us today to learn more and determine if our bank statement loan programs are right for you.

(866) 655-0466

Near Prime Program Highlights

  • $2.5M max loan amount
  • Up to $1M cash-out available
  • 95% maximum loan-to-value
  • 55% max debt ratio
  • 620 minimum credit score
  • Options for investment properties
  • Terms and conditions may apply – Call us today to details

12 Mo. Personal & Business Bank Statement Highlights

  • $2.5M max loan amount
  • Up to $1M cash-out available
  • 85% maximum loan-to-value
  • 43% max debt ratio
  • 620 minimum credit score
  • Terms and conditions may apply – Call us today to details

24 Month Personal & Business Bank Statement Highlights

  • $2.5M max loan amount
  • Up to $1M cash-out available
  • 90% maximum loan-to-value
  • 50% max debt ratio
  • 580 minimum credit score
  • Terms and conditions may apply – Call us today to details

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City 1st Mortgage Services, LLC. (www.nmlsconsumeraccess.org) is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

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