"Buy now, pay later" plans are popular for their convenience and lack of interest or…
![](https://www.richardsonlending.com/wp-content/uploads/2025/02/mortgage-rates-consensus_share.jpg)
6% Mortgage Rates: The 2025 Consensus | #CityFirstMortgage
Mortgage rates are expected to stay above 6% in 2025, potentially reaching up to 6.8%.
Inflation and the U.S. deficit could influence rates, with some policies potentially pushing them higher.